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I’ve written to the business to let them know about the complaint. They should contact you soon to tell you
            they are looking into what’s happened – and to ask for more details if they need them.

            If you don’t hear from the business within the next few days, you can contact them using the details below –
            mentioning that we have already written to them. They should give you their final response to the complaint
            – in writing – within eight weeks of the date they first received it.

            The business’s final response should summarise the complaint and give you their final say. It should also tell
            you that you can refer the complaint to us if you’re not happy – which you have to do within six months.

            In case you need it, the business’s address is:


             KGM Underwriting Agencies Limited
             KGM House
             George Lane
             London
             E18 1RX



            once you have a final response – or after eight weeks

            If you’re not happy with the business’s final response – or if eight weeks pass and you haven’t received it –
            then please fill in the enclosed complaint form and send it to us.

            Please also send us a copy of the final response and any other information you think is important to the
            complaint. There’s no need to send us any original documents.

            We don’t normally pay the professional fees – in full or in part – of any solicitor, accountant or other paid
            adviser that a consumer might use to bring a complaint to us.

            We won’t take any more action unless you contact us again. If you would like more information about us,
            please see our website – www.financial‐ombudsman.org.uk.


            Yours sincerely

            Anita Ayi
            Consumer Consultant


            Anita Ayi | Consumer Consultant | Tel: 020 3716 9790 | Fax: 020 3716 9791|Financial Ombudsman Service |
            Exchange Tower, London, E14 9SR


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            This email was sent from Financial Ombudsman Service Ltd. Registered in England and Wales.
            Registered Number: 3725015. Registered Office: Exchange Tower, London, E14 9SR, United
            Kingdom.




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