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Significant features and benefits of

the policy

There are three levels of cover to choose from: comprehensive, third party fire and theft (most areas
of the UK), or third party only cover (most areas of the UK).
Third Party Third Party
Type of cover Comprehensive Fire & Theft Only

Legal liability for injury to passengers,
the public and their property 4 4 4

Legal defence costs for manslaughter
or causing death by dangerous driving 4 4 4
Loss of or damage to vehicles by fire
or theft 4 4 8
Accidental damage, vandalism or
malicious damage 4 8 8

The table below shows the benefits of this policy and the maximum amounts we will pay in the
event of a claim:
Description Maximum Cover

Legal liability for death and injury to anyone Unlimited
including passengers
Legal liability for damage to other people’s property £1 million
Legal defence costs for manslaughter or causing Unlimited
death by dangerous driving
Loss and or damage to your vehicle caused by Minimum of:
accidental damage, fire, theft or attempted theft Trade Market Value
Own Vehicle Indemnity Limit Chosen*

Loss and or damage to a vehicle not the property Minimum of:
of you, your spouse or any person named on the Market Value

Certificate of Motor Insurance and in your custody or Customer Vehicle Indemnity Limit

control for the purpose of service, upkeep or repair, Chosen*
caused by damage, fire, theft or attempted theft
Audio equipment £250
*Indemnity is based upon the vehicle value limit selected.
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