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Significant and unusual exclusions

or limitations of the policy

The table below shows exclusions that are contained in your policy.

Policy Section Page
Information of
can be found in Significant Exclusions or Limitations Policy

Definitions Any vehicle which is not, owned by you or your spouse, if he 7
Insured Vehicle or she is named as a driver under the policy, leased to you
on a lease agreement of a minimum duration of 12 months,
or in your custody or control for motor trade purposes
Definitions Vehicles owned by the insured and leased to any, other 7
Insured Vehicle person
Definitions Vehicle transporters capable of carrying more than two 7
Insured Vehicle vehicles or any vehicle on such a transporter

Definitions A vehicle that has been seized by any government or public 7
Insured Vehicle authority which was not your property, the property of your
spouse if he or she is declared as a driver on this policy, or
in your custody or control at the time of seizure

Exceptions to Your legal liability as an employer 22
Section 2 (e)
Exceptions to Any vehicle in or on the Business Premises. 19
Section 1.1 and Any Vehicle on a road at or within 400 metres of the
Section 2.3 business premises, unless in the course of a journey 22
Any private residence you or any named driver uses is
not a business premises under this insurance

Exceptions to Any compulsory excess or voluntary excess as chosen by 19
Section 1.9 you and which will be shown in the policy documentation
or consult your insurance broker or intermediary

Exceptions in Additional young driver excesses 19
Section 1.9 Drivers aged under 25 years £500,
Drivers aged 25 years and over with a full UK licence of
less than 12 months £200

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