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instructed Underwriters to delete the Renault Clio that was added in error following
receipt of advices from Broadsure. I can amend the comment in the letter to show that this
vehicle was added to the policy incorrectly following an effort on your part to correct the
registration number of the Ford Zetec and was a broker error, are you happy with this?
• The letter states cover was for Social Domestic & Pleasure and Motor Trade Use. Motor
Trade use would cover Simon to carry a Motor Mechanics tools being used in connection
with Motor Trade but not any tools that would typically be used for any other purposes
such as perhaps, paint/brushes/ladders/plumbing/Electrical (domestic/commercial except
auto electrical) and so on. This is standard cover; however, I am happy to expand on this
statement in the letter if you would like me to in order to clarify that point?
• The Police officer asked if Simon would be covered for the carriage of tools to drive
around doing “odd jobs”. Later in the call he again confirmed that Simon was not covered
“to drive around doing jobs”. I sent you the call so you can listen to it yourself but the
tone of the enquiry was suggesting that Simon was doing jobs not connected to the Motor
Trade however I do feel there is plenty of room here for misunderstanding. If the question
had been more specific with the officer stating that Simon had tools connected with the
Motor Trade in the vehicle would he be covered – Yes. If he said that the tools were not
connected to the Motor Trade (as per my comments above) then the answer is – No. Not
something I can put into a Letter of Indemnity but certainly something to be argued with
the CPS/Courts.
• I’m happy to confirm in the letter that cover was in force under this policy on the
14/11/2013. Once I hear back from you, I will revise the LOI accordingly and e‐mail it
across for you to sign off, I will also send an original in the post just in case! If you need
anything else please do not hesitate to drop me and Andy a line, I am keeping Andy in the
loop as I will be on leave from 12/2/15 – 9/3/15 so he will need to deal with anything in
my absence.
Regards
Peter Wood
UK Specialty Operations Manager |
UK Specialty Division of Canopius Group
KGM House | 14 Eastwood Close | London | E18 1RZ
D +44 (0) 20 8530 9120 | www.kgminsurance.co.uk | www.canopius.com
From: Lorraine Cordell [Mail To:lorraine32@blueyonder.co.uk]
Sent: 31 January 2015 01:47
To: Wood, Peter
1446,
Subject: RE: MT3574694 Simon Cordell
Dear Peter
Thank you very much for the information you have sent, I do see some errors in your letter of
Indemnity. Ford Zetec registration MA47LDY
• Ford Transit registration CX52JRZ
On the 8/4/13 at 11.05am the following vehicle was added to the policy -
• Renault Clio registration NA57LDY.
Ford Zetec registration MA47LDY Renault Clio registration NA57LDY
This registration was always put in not correctly but was in fact given to Broadsure Direct
correctly. The registration should have been Ford Zetec registration MA57LDY. This was
later correct after the 3rd time of telling the Ford Zetec registration as MA57LDY please see
attached document. This is the registration that should have been on the policy from the start.
We never knew it was not correct until 08/04/13 when again the correct registration was
given. However, it was put down as Renault Clio registration NA57LDY, we then believe it