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THE               There is a policy in existence. There must be.
                 RECORDER:
                 MR                Yes.
                 POTTINGER:
                 THE               And the policy should set out the details of this
                 RECORDER:         certificate.
                                   Q And the Crown should be able to look at that policy
                                   and say Yes or No to the proposition that’s being put
                                   forward or “We will make enquiries”. Let’s say, for
                                   the sake of example, Mr Cordell had run into the back
                                   of a police car and dented it and the insurance
                                   company had said “You weren’t covered because of
                                   what you were or weren’t doing” then we know where
                                   we are. What we don’t know at the moment is what the
                                   insurance company say about what he was doing at the
                                   time on D his version of events. And without knowing
                                   that, how can we know whether he was covered or not
                                   just on the basis of a certificate of motor insurance
                                   which is not the full policy which may say or may
                                   explain whether or not he is? That -- that’s my real
                                   concern about this. I — I think this — this situation is
                                   — is
                 MR                I can’t take an unfair advantage and I wouldn’t seek to.
                 KENNEDY:          The Crown — well, they had the advantage at the
                                   lower — at the lower court
                 THE               Exactly, yes.
                 RECORDER:
                 MR                of knowing what the position is. But it’s the Crown to -
                 KENNEDY:          - it’s the Crown to prove the -- that the -- well,
                                   (Inaudible), I suppose.
                 THE               I — I am unhappy about proceeding without input,
                 RECORDER:         proper input, from KGM. That’s the bottom line. You
                                   need it and you need it and it should have been done.
                 MR                Well, I have the hearsay evidence. I’m not sure that I
                 KENNEDY:          do
                 THE               Yes.
                 RECORDER:
                                   need it for — for this reason. If it’s — the burden is on
                                   the
                                   A Crown. Once you’ve got a prima facie valid
                                   insurance document, which we have
               10
               227,
                 MR                A Thank you.
                 KENNEDY:
                 MR                It was -- (To Mr Kennedy) I can lead on the date and
                 POTTINGER:   time? Is that right?

                 MR                Yes.
                 KENNEDY:
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