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A.                Obviously I explained to him that I needed to check his
                                   documents.
                 Q                 And what else did he say?
                 A                 “Well, I’ll give you my insurance but I’m just going to
                                   be there to do some work.”
                 Q                 And what were he pointing to, please?
                 A                 Towards the South Beach nightclub or bar on Brixton
                                   Hill.
                 Q                 And what did you then explain to him?
                 A                 I explained that he’d have to sort of wait with me
                                   whilst I obviously checked the documents that he was
                                   producing.
                 Q                 I think he gave you his name and date of birth, 26th
                                   January 81?
                                   Is that right?
                 A                 Yes, that’s correct.
                 Q                 Was there anybody else in the vehicle?
                 A                 Yes, there was a passenger in the vehicle, in the front
                                   cab of the van, and that gentleman was a male, Dean
                                   Reid, with a date of birth of 11th February 1992.
                 Q                 And he showed you an insurance certificate?
                                   Is that right?
                 A                 Yes, that’s correct.
                 Q                 And what were the cover shown on the insurance
                                   certificate, please?
                 A                 So it showed that Mr Cordell could drive any vehicle
                                   he owned or had possession of for social, domestic,
                                   pleasure and motor trade purposes.
                 Q                 And given that, did you make any enquiries as far as
                                   the cover that was on his policy, please?
                 A                 Yes, that’s correct. I did so. And obviously given what
                                   he’d said to me at the time, I contacted a Jessica
                                   Kempton in the Underwriting Department at KGM
                                   Motor Insurance by telephone.
                 THE               Is there a hearsay notice, please?
                 RECORDER:
                 MR                No. Well, I — I was — I was not going to -- as far as
                 POTTINGER:   you were - I don’t want you to give the answers
                                   concerned, but did you — what did you tell
               13
               229,

                 A             The insurers as far as you were concerned was the use that
                               the vehicle was being used for?
                 A             I suspected the vehicle was being used for business
                               purposes rather than any of A the social, domestic,
                               pleasure or motor trade purposes and for that reason
                               obviously I contacted them to see if it was covered,
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